The layer on top of your portfolio

Keep your broker. Finally understand your money.

FolioVault connects everything you already invest in — stocks, funds, FDs, gold — into one calm place to see what's really going on and what to do next. We never place a trade or touch your money.

INVITE-ONLY · READ-ONLY · YOUR FUNDS NEVER MOVE
The shift

You don't need another broker. You need to understand the ones you already have.

The problem was never access to markets — you have plenty of apps for that. The problem is clarity across them. FolioVault is the calm layer on top: bring what you already own, and finally see the whole picture in one place.

01

Bring what you have

Keep your broker, fund app, FDs and gold exactly where they are.

02

We make sense of it

One net worth, one allocation, one score — and what to look at next.

03

You decide & act

Make the move in your own broker. Your funds never move through us.

Sits alongside, never replaces

Works with what you already use.

Brokers & apps
ZerodhaGrowwUpstoxAngel OneDhanCoin
Beyond the market
FDPPFNPSEPFGold

Import your holdings or CAS statement today LIVE · secure read-only account connections SOON. We read your positions to show you the picture — we can never trade or move funds.

The signature

A credit score, but for your portfolio.

Your WealthScore is one honest number for how healthy your money really is — diversification, risk, fees and quality, rolled into a figure you can watch and improve. Check it, raise it, repeat. The habit that quietly makes you a better investor.

Grades your whole portfolio and each holding.
Tells you the one or two things to fix next.
Moves only when your money does — never gamed.
SOON
WealthScore breakdown82
QUALITY 90RISK 84FEES 61YIELD 74DIV 78
▲ RAISE YOUR SCORE
Fees are your weakest axis. Moving two regular funds to direct plans could lift WealthScore to ~88.
Share-ready

Your WealthScore, ready to post.

One tap turns your score into a clean, screenshot-ready card. It shows the number and a few anonymized stats — never your holdings, never a single rupee amount. Privacy-safe by default; brag-worthy by design.

SOON
FolioVault
WEALTHSCORE
82
STRONG · TOP 18%
5
Asset Types
A−
Diversity
18mo
Streak
NO HOLDINGS · NO AMOUNTS · foliovault.in
Insight, not noise

What changed, why it matters, what to do.

The weekly digest

SOON

One calm summary a week — what moved, why, and the one thing worth a look. No pings, no panic.

THIS WEEK · −0.4% NET WORTH
Gold +2.1% offset a soft week in banking names.
HDFC Flexi lagged its category by 1.3% this month.
Worth a look: banking is now 31% of equity.

Ask your analyst

SOON

An AI that has read your actual book — ask anything, get an answer in plain English.

“Am I over-exposed to banking?”

Yes — banking is 31% of your equity, above a balanced 15–20%. Here's what we found; you decide what to do.

Found money

Money you're leaving on the table.

Real rupees you can reclaim without buying or selling a thing — by paying lower fund fees and not overpaying tax. We surface the move and hand you off to your broker. We suggest; you act; your funds never move.

Fee leak

SOON

Regular plans quietly cost more than direct. We show the gap, in rupees, per year.

₹11,400 /yr reclaimable

Tax leak

SOON

Spot unused LTCG headroom and harvesting opportunities before March.

₹1.0L LTCG headroom unused
Here's what we found — you decide
Switch HDFC Flexi → Direct plan
~₹4,200 / yr in lower fees
Open in your broker →
Banking concentration at 31% of equity
rebalance suggestion · review
Review →
We suggest, you act — FolioVault never executes a trade.SOON
Calm by design

The antidote to refreshing your broker app.

Wealth is built over years, not checked ten times a day. FolioVault is built to be opened once a week, calmly — and to mark the moments that actually matter.

Milestone reached
₹25,00,000

You crossed twenty-five lakh in net worth this month. Quietly noted — no confetti, just a moment that's yours.

₹10L ✓₹25L ✓₹1Cr

Check once, with clarity.

A weekly rhythm instead of ten anxious glances a day. You'll know what changed and why — and then get on with your life.

10×/day
the anxious way
1×/wk
the FolioVault way
Household view
SOON

Be the household CFO.

One private view across the whole family — you, your spouse, your parents. Consolidated net worth, one allocation, one health score. The clarity a family's money has always deserved.

One vault

Every asset, one vault.

Manual or imported, every asset class rolls up into one net-worth number, one allocation, one score. Rupees, NSE/BSE prices, MF NAVs and gold — measured the way Indian portfolios actually work.

Net worth breakdown₹46,10,000
📈 Stocks 44%🧺 Mutual Funds 18%🏦 Fixed Income 14%🥇 Gold 24%
📈 Stocks🧺 Mutual Funds🏦 FD🏛️ PPF📊 NPS💼 EPF🥇 Gold🏠 Real Estate₿ Crypto
Your data, your vault

We never touch your money. We never sell your data.

FolioVault is read-only by design — your funds stay with your broker, always. No ads, no data selling, ever. Your portfolio can live in your own database: connect your private Supabase and you hold the keys.

🔒 Funds never move🚫 No ads🙅 No data selling🗝️ Bring your own database
Invite-only · Members' preview

Join the founding members.

FolioVault is in private preview. We're onboarding a small group of investors first, in limited batches — so the experience stays calm and the feedback stays close.

FREE WHILE IN PREVIEW · NO CARD · LEAVE ANYTIME
Founding-member badge
Early access to every new feature
A direct line to shape the roadmap
What's coming

We're just getting started.

LIVE NOW
  • Holdings & net worth
  • Allocation & P&L
  • News + sentiment
NEXT
  • WealthScore
  • Import & CAS
  • Multi-asset & live prices
THEN
  • Fee & tax finder
  • Weekly digest & AI analyst
  • Shareable score card
LATER
  • Read-only broker connect
  • Household view & goals
  • Mobile PWA